Mahila Subha SB A/c

Learn more about the exclusive Savings Deposit Bank Account Scheme for Women from TMB.

Women Savings Deposit Scheme called TMB Mahila Subha Savings Scheme from 25.06.2014 with unique Health Insurance coverage of Rs. 30,000/- for her Family consisting of herself, husband and 2 dependent children with per illness limit of Rs. 15,000/- for a low annual premium of Rs. 500/- [Rs. 620/- from 17/01/2018]. The Health Coverage starts from the day one for all illness except Maternity Hospitalisation for which coverage starts after 9 months from the policy coverage starting date. This is major highlight of this Women Savings Product. As of now, no bank offers such attractive Health Care Policy for such a low premium.

Alert: This is to inform our customers that the premium for the mediclaim cover under TMB SB Mahila Subha Scheme has been revised to Rs. 620/- (inclusive of Goods & Service Tax (GST)) with effect from 17/01/2018. Our customers are requested to extend their co-operation and we thank for continued patronage.

Product Highlights:

• Health Care Cover Policy for the entire family.
• Free Personal Accident Insurance Cover.
• Free Visa Debit Card.
• Waiver of first year Annual Maintenance Charges for new Demat account opened.
• 40 cheque leaves free Per Year.
• Free - TMB eConnect, TMB M Banking Anywhere Banking Facility, SMS Alerts and E-mail Statements.
• Free Unlimited Cash Remittances at Parent and Satellite Branches.

Salient Features:

Detailed Terms & Conditions of Health Insurance Scheme of UIIC:

• Age limit is restricted to 18-65 years..
• Sum Insured: Rs. 30,000.00 (on floater basis).
• Per Illness limit: Rs. 15,000.00.
• Family size consists of 4 members. (2+2 i.e., the women applicant, her husband and her first two dependent children). Dependent Daughter means till date of daughter marriage or till date of daughter obtaining employment whichever is earlier. Dependent son means till date of son attaining 26 years of age or till date of son obtaining employment whichever is earlier.
• Cashless health insurance cover for meeting expenses of hospitalization for medical and/or surgical procedures including maternity benefit, to the enrolled families for up to Rs. 30,000.00 per family per year subject to limits in any one of the empanelled hospitals across India. The benefit to the family is on floater basis i.e., the total reimbursement of Rs. 30,000.00 can be availed individually or collectively by members of the family per year.
• Pre-existing conditions / diseases are covered.
• Each disease / ailment / has fixed eligibility amount and this fixed amount differs for every disease.
  Maternity Expenses: a) Normal Delivery Rs. 3,500.00 b) Casearean Rs. 6,500.00,
  Cataract: a)Unilateral with IOL Rs. 3,500.00, b)Bilateral with IOL Rs. 6,500.00 etc.
  For all other diseases and details, contact your nearest branch.
• Coverage of health services related to surgical nature for defined procedures is provided on a day care basis.
• Provision for transport allowance of Rs. 100.00 per hospitalization is a part of the package.
• Pre and post hospitalization cost upto 1 day prior to hospitalization and upto 5 days from the date of discharge from the hospital is part of the package.
• Medical expenses for Miscarriage or abortion induced by accident or any medical emergency is also covered.
• New Born Child will be covered under current policy by giving request to the branch with in 90 days from the Date of Birth. Claim coverage starts from 91st day from the baby Date of Birth after addition.
• Newly married spouse will be covered under current policy by giving request to the branch with in 30 days from the Date of Marriage. Claim coverage starts after addition.
• Premium is Rs. 500.00 [Rs. 620.00 from 17/01/2018] per family / individual. (Uniform premium charged for the age group of 18-65).
• Exclusions relating to maternity benefits & day care exclusions, other terms and conditions also form part of this Health Care Policy of UIIC.
• This insurance will cover totally 1516 treatments from the day 1 itself except for Maternity Hospitalization for which coverage starts after 9 months from the policy coverage starting date.
• Reimbursement also permitted, if admitted to a registered hospital.
• Scheme Eligible under 80 D.
• Cashless facility across 3,000+ network hospitals.
• Settlement of claims is through Third Party Administrator (TPA) on cashless basis.
• Proposal and family details to be submitted in the Proposal Form with declaration duly signed by the proposer (Account Holder).
• Since collection of premium is automated by the system, insurance Premium of Rs. 500.00 [Rs. 620.00 from 17/01/2018] will be debited from the Customer Account automatically by the system on the date of account opening itself. Similarly renewal Insurance Premium of Rs. 500.00 [Rs. 620.00 from 17/01/2018] will be debited from the Customer Account automatically by the system regularly once in every year by taking the date of account opening as base date. If there is insufficient balance in the account, premium collection will be postponed till availability of adequate balance in the account. There will be no health insurance cover during the said broken period. The renewal Health Cover will start from the day when renewal premium amount is debited in the account.

Most Important Terms & Conditions governing SB Account Operations:

• Most Important Terms & Conditions (MITC) (Format: Adobe "PDF" Document)

Download the Application Form:

• SB Mahila Subha Account Application Form (Format: Adobe "PDF" Document)