SB Premium A/c

• Interest Rates
• Savings Bank A/c.
• SB Premium A/c
• Current A/c.
• Janatha Savings A/c.
• TMB Visa A/c.
• Fixed Deposit
• Muthukkuvial Deposit
• Navarathnamala
• Cash Certificate
• Pearl Deposit
• Siranjeevee R. Deposit
• Kids Recurring Deposit
• Santhosh Deposit
• Tax Saving Deposits
• TMB Double Deposit
• TMB 400 Days
• Premature Closure

Learn more about the Premium Operative Savings Bank Account from TMB.

TMB has enhanced the service offerings under its Premium Savings Bank account and with effect from April 21, 2008, the following features and the respective service charges are applicable to all the Premium SB Account Holders

Product Highlights:

• Quarterly Average Balance: Metro / Urban - Rs.5000. Semi-Urban / Rural Rs.2500.
• Cash Withdrawal at Parent Branch: Free
• Cash Withdrawal at satellite branches: Free for self cheques presented by the drawer in person.
• For third party withdrawals per transaction: Allowed up to Rs.10000.
• Cash Remittance: Free (Only for savings in nature and not for trading nature).
• Payment of Anywhere Cheques in clg / transfer: Free up to Rs.1 lakh per month. Thereafter Rs.2 per Rs.1000. No Carry Over
• Intra City Transfer (Local): Free
• Intra-City Clearing (Clearing instrument can be presented at any branch situated in the same city): Free
• Intra-City Cash Remittance: Free up to Rs.50000 per day. Above that Rs.2 per Rs.1000 or part there of.
• Intra-city Cash Payment: Free. Third Party withdrawal allowed up to Rs.10000
• Cheque Collection Payable at satellite branches / centres & delivery at the concerned satellite branch by the customers: Free
• Cheque Collection Payable at satellite branches / centres deposited at parent branch / any other satellite centre: Postage or Rs.25 whichever is higher.
• Cheque Collection Payable at anywhere other than our bank centre, delivery at parent / satellite branch: 20 paise per Rs.100 subject to a minimum commission of Rs.10 and maximum of Rs.2500 per instrument. Postage and other bank charges at actual.
• DD issue: Free up to Rs.25000 per month. Thereafter Rs.2 per Rs.1000 subject to a minimum of Rs.10. Max. Rs.5000. No carry over.
• Local Draft issue: Rs.10000 per month free. Re.1 per Rs.1000 per instrument. Minimum Rs.25/- Maximum Rs.5000. No carry over.
• FTFT Outward (e-remittance within the bank's own network): Free up to Rs.15000 per month. Thereafter Rs.2 per Rs.1000 /- min Rs.100 Max Rs.5000. No carry over
• FTFT Inward: Free
• NEFT Outward: Free up to Rs.10000 per month. Thereafter, Rs.50 flat per transaction. No carry over.
• NEFT Inward: Free
• RTGS Outward: Re.1 per Rs.1000 /- min Rs.100 Max Rs.5000.
• RTGS Inward: Free
• ECS Credit Outward: Free
• ECS Debit (Inward): Free. Rs.50 flat if returned for the reason insufficient funds.
• Inward Clearing Return: Re.1/- per Rs.1000. Minimum Rs.50.
• Outward Clearing Return: Rs.10 per instrument.
• Cheques drawn at satellite centres and presented at the same satellite centre - returned unpaid: Rs.25 or postage whichever is higher.
• Cheques drawn at satellite centres and presented at any other satellite / parent branch - returned un paid: Rs.25 or postage whichever is higher.
• Payable at anywhere other than our bank centre, delivery at Satellite / parent branch - returned un paid: 50 % of collection charges subject to a minimum of Rs.20 plus postage + other bank charges, if any, per instrument.
• Phone Banking: Free
• Use of other bank ATMs: 10 cash transactions above Rs.1000 per withdrawal free in a month if average balance maintained is Rs.5000 and above.
• Free Personal Accident Insurance: Cover up to Rs.1 lakh.
• Annual Maintenance Charges for Demat Accounts: Free for life time.
• Credit Card (Personal): Free Admission Fee and Membership Fee for first 2 years.
• Cheque Issuing Charges: 60 cheque leaves free in a year. Subsequent cheques Rs.2 per leaf.
• DD / LD - Cancellation / Duplicate / Revalidation: Rs.50 per instrument. If the amount of DD / LD is below Rs.5000 - Flat Rs.25 per instrument.
• Stop Payment Charges: Rs.50 per instrument Max. Rs.200.
• Statement of Account / Pass Book: Pass Book / Statement through e-mail for any frequency - Free.
• Duplicate Pass Book: Rs.10 per pass book with an additional charges of Rs.5 per ledger folio or part thereof.
• Folio Charges: Nil.
• Non-maintenance of quarterly average balance: Metro / Urban / Semi-urban - Rs.300. Rural Rs.200 (No charges for the first quarter during which the account is opened).
• Issue of loose cheque leaves (issued only for cash withdrawals and on specific occassions - satisfiable to the branch): Rs.25 per leaf.
• ATM membership / Annual / Renewable fee: Free.
• ATM Replacement Charges: Rs.100.
• ATM PIN mailer request (not for first time): Rs.50.
• Balance Enquiry: Free.
• Confirmation of specimen signature: Rs.50 per verification.
• Photo Attestation: Rs.50 per verification.
• Issue of certificates ( No objection / No dues / Balance / interest charged / account maintaining etc): Rs.50 . For no dues certificate, free for first occasion.
• Account closure: If closed within 6 months Rs.100. Afterwards Rs.50.

Rules and Regulations governing SB Account Operation:

• SB Account Operation Rules and Regulation (Format: PDF Document)

Download the Application Form:

• SB Premium A/c Application Form (Format: MS Word Document)